Private Party Financing

Private Party Loan | Rose Motorcars
Find Your Dream Car | Rose Motorcars

Step #1

Find your dream car – When you’ve located your dream car, we’ll start to make arraign.

Low Interest Rate | Apply Online

Step #2

Apply Online – Get access to rates as low as 2.49%!

Secure Funding | Rose Motorcars

Step #3

Secure Funding – We’ll process and send all paperwork to you!

Approved Used Car Loan | Rose Motorcars

Step #4

Drive! – Once your loan is in place, we’ll pay the seller and you can pick up your vehicle!


We are a full turnkey service provider and will get you across the finish line from beginning to the end. With our service, you will get:

  • Carfax
  • NMVTIS Report
  • DMV History Report
  • Credit History Report

Also, we’ll acquire, process and finalize all loan documents, payoff the seller’s loan, help you with shipping/delivery, and process and title all DMV paperwork. In addition, you get protection for you investment with products such as:

  • Bumper to bumper warranties
  • GAP
  • Key Replacements,
  • Dings & Dents protection
  • But most importantly, we secure the transaction between both parties.


  • 640 Score or Better
  • No repossessions2013 or Newer
  • Under 80,000 Miles
  • Down Payment is required

What documents are required for the loan?

  • Proof of income
  • Proof of residence
  • Proof of Insurance (full coverage)
  • Valid Driver’s License
  • References

What documents are required from the seller?

  • Drivers License
  • Copy of the Front/Back of the title
  • Copy of the Payoff
  • Signed DMV Vehicle Transfer Form
  • Smog Certificate dated within 45 days
  • Bill of Sale

If they have a Loan:

  • 10 Day Payoff (including the loan account #)
  • Authorization for payoff form